If some reports are to be believed,
the Democrats will pass the Senate health care bill with some
reconciliation changes later today. Thus, it is worthwhile to take a
comprehensive look at the freedoms we will lose.
Of course, the bill is supposed to provide us with security. But
it will result in skyrocketing insurance costs and physicians
leaving the field in droves, making it harder to afford and find
medical care. We may be about to live Benjamin Franklin's adage,
"People willing to trade their freedom for temporary security
deserve neither and will lose both."
The sections described below are taken from HR 3590 as agreed to
by the Senate and from the reconciliation bill as displayed by the
1. You are young and don't want health insurance? You are
starting up a small business and need to minimize expenses, and one
way to do that is to forego health insurance? Tough. You have to pay
$750 annually for the "privilege." (Section 1501)
2. You are young and healthy and want to pay for insurance that
reflects that status? Tough. You'll have to pay for premiums that
cover not only you, but also the guy who smokes three packs a day,
drink a gallon of whiskey and eats chicken fat off the floor. That's
because insurance companies will no longer be able to underwrite on
the basis of a person's health status. (Section 2701).
3. You would like to pay less in premiums by buying insurance
with lifetime or annual limits on coverage? Tough. Health insurers
will no longer be able to offer such policies, even if that is what
customers prefer. (Section 2711).
4. Think you'd like a policy that is cheaper because it doesn't
cover preventive care or requires cost-sharing for such care? Tough.
Health insurers will no longer be able to offer policies that do not
cover preventive services or offer them with cost-sharing, even if
that's what the customer wants. (Section 2712).
5. You are an employer and you would like to offer coverage that
doesn't allow your employees' slacker children to stay on the policy
until age 26? Tough. (Section 2714).
6. You must buy a policy that covers ambulatory patient services,
emergency services, hospitalization, maternity and newborn care,
mental health and substance use disorder services, including
behavioral health treatment; prescription drugs; rehabilitative and
habilitative services and devices; laboratory services; preventive
and wellness services; chronic disease management; and pediatric
services, including oral and vision care.
You're a single guy
without children? Tough, your policy must cover pediatric services.
You're a woman who can't have children? Tough, your policy must
cover maternity services. You're a teetotaler? Tough, your policy
must cover substance abuse treatment. (Add your own violation of
personal freedom here.) (Section 1302).
7. Do you want a plan with lots of cost-sharing and low premiums?
Well, the best you can do is a "Bronze plan," which has benefits
that provide benefits that are actuarially equivalent to 60% of the
full actuarial value of the benefits provided under the plan.
Anything lower than that, tough. (Section 1302 (d)(1)(A))
8. You are an employer in the small-group insurance market and
you'd like to offer policies with deductibles higher than $2,000 for
individuals and $4,000 for families? Tough. (Section 1302 (c) (2)
9. If you are a large employer (defined as at least 50 employees)
and you do not want to provide health insurance to your employee,
then you will pay a $750 fine per employee (It could be $2,000 to
$3,000 under the reconciliation changes). Think you know how to
better spend that money? Tough. (Section 1513).
10. You are an
employer who offers health flexible spending arrangements and your
employees want to deduct more than $2,500 from their salaries for
it? Sorry, can't do that. (Section 9005 (i)).
11. If you are a physician and you don't want the government
looking over your shoulder? Tough. The Secretary of Health and Human
Services is authorized to use your claims data to issue you reports
that measure the resources you use, provide information on the
quality of care you provide, and compare the resources you use to
those used by other physicians. Of course, this will all be just for
informational purposes. It's not like the government will ever use
it to intervene in your practice and patients' care. Of course not.
(Section 3003 (i))
12. If you are a physician and you want to own your own hospital,
you must be an owner and have a "Medicare provider agreement" by
Feb. 1, 2010. (Dec. 31, 2010 in the reconciliation changes.) If you
didn't have those by then, you are out of luck. (Section 6001 (i)
13. If you are a physician owner and you want to expand your
hospital? Well, you can't (Section 6001 (i) (1) (B). Unless, it is
located in a country where, over the last five years, population
growth has been 150% of what it has been in the state (Section 6601
(i) (3) ( E)). And then you cannot increase your capacity by more
than 200% (Section 6001 (i) (3) (C)).
14. You are a health insurer and you want to raise premiums to
meet costs? Well, if that increase is deemed "unreasonable" by the
Secretary of Health and Human Services it will be subject to review
and can be denied. (Section 1003)
15. The government will extract a fee of $2.3 billion annually
from the pharmaceutical industry. If you are a pharmaceutical
company what you will pay depends on the ratio of the number of
brand-name drugs you sell to the total number of brand-name drugs
sold in the U.S. So, if you sell 10% of the brand-name drugs in the
U.S., what you pay will be 10% multiplied by $2.3 billion, or
$230,000,000. (Under reconciliation, it starts at $2.55 billion,
jumps to $3 billion in 2012, then to $3.5 billion in 2017 and $4.2
billion in 2018, before settling at $2.8 billion in 2019 (Section
1404)). Think you, as a pharmaceutical executive, know how to better
use that money, say for research and development? Tough. (Section
16. The government will extract a fee of $2 billion annually
from medical device makers. If you are a medical device maker what
you will pay depends on your share of medical device sales in the
U.S. So, if you sell 10% of the medical devices in the U.S., what
you pay will be 10% multiplied by $2 billion, or $200,000,000. Think
you, as a medical device maker, know how to better use that money,
say for R&D? Tough. (Section 9009 (b)).
package turns that into a 2.9% excise tax for medical device makers.
Think you, as a medical device maker, know how to better use that
money, say for research and development? Tough. (Section 1405).
17. The government will extract a fee of $6.7 billion annually
from insurance companies. If you are an insurer, what you will pay
depends on your share of net premiums plus 200% of your
administrative costs. So, if your net premiums and administrative
costs are equal to 10% of the total, you will pay 10% of $6.7
billion, or $670,000,000. In the reconciliation bill, the fee will
start at $8 billion in 2014, $11.3 billion in 2015, $1.9 billion in
2017, and $14.3 billion in 2018 (Section 1406).Think you, as an
insurance executive, know how to better spend that money?
Tough.(Section 9010 (b) (1) (A and B).)
18. If an insurance company board or its stockholders think the
CEO is worth more than $500,000 in deferred compensation?
19. You will have to pay an additional 0.5% payroll tax on any
dollar you make over $250,000 if you file a joint return and
$200,000 if you file an individual return. What? You think you know
how to spend the money you earned better than the government? Tough.
That amount will rise to a 3.8% tax if
reconciliation passes. It will also apply to investment income,
estates, and trusts. You think you know how to spend the money you
earned better than the government? Like you need to ask. (Section
20. If you go for cosmetic surgery, you will pay an additional 5%
tax on the cost of the procedure. Think you know how to spend that
money you earned better than the government? Tough. (Section 9017).
me get this straight. We're going to be gifted with a
health care plan written by a committee whose chairman
says he doesn't
understand it, passed by
a Congress that
hasn't read it
but exempts themselves
from it, to be signed by a president who also hasn't
read it and who smokes,
with funding administered
by a treasury chief who didn't
pay his taxes,
to be overseen by a surgeon general who is
and financed by
a country that's broke.
What could possibly go
Eye Witness warns America
Krauthammer is on Fox News. He is an M.D. and a lawyer and is
paralyzed from the neck down. A friend went to hear Charles
Krauthammer. He listened with 25 others in a closed
room. What he says here, is NOT 2nd-hand but 1st. The
ramifications are staggering for us, our children and their
Monday was a profound evening, Dr. Charles Krauthammer spoke to the
Center for the American Experiment. He is a brilliant
intellectual, seasoned & articulate. He is forthright and
careful in his analysis, and never resorts to emotions or personal
insults. He is NOT a fear monger nor an extremist in his
comments and views. He is a fiscal conservative, and has
received a Pulitzer Prize for writing. He is a frequent
contributor to Fox News and writes weekly for the Washington
entire room was held spellbound during his talk. I have
summarized his comments, as we are living in uncharted waters
economically and internationally.
2 Dems at my table agreed with everything he said! If you feel
like forwarding this to those who are open minded and have not drunk
the Kool-Aid, feel free.
Summary of his comments:
Mr. Obama is a very intellectual, charming
individual. He is not to be underestimated. He is a cool
customer who doesn't show his emotions. It's very hard to know
what's behind the mask. The taking down of the Clinton dynasty
was an amazing accomplishment. The Clintons still do not
understand what hit them. Obama was in the perfect place at
the perfect time.
Obama has political skills comparable to Reagan and Clinton.
He has a way of making you think he's on your side, agreeing with
your position, while doing the opposite. Pay no attention to what he
SAYS; rather, watch what he DOES!
Obama has a ruthless quest for power. He did not come to
Washington to make something out of himself, but rather to change
everything, including dismantling capitalism. He can't be
straightforward on his ambitions, as the public would not go
has a heavy hand, and wants to level the playing field with income
redistribution and punishment to the achievers of society. He
would like to model the USA to Great Britain or Canada .
His three main goals are to control ENERGY, PUBLIC EDUCATION, and
NATIONAL HEALTHCARE by the Federal government. He doesn't care
about the auto or financial services industries, but got them as an
early bonus. The cap and trade will add costs to everything
and stifle growth. Paying for FREE college education is his
goal. Most scary is his healthcare program, because if you
make it FREE and add 46,000,000 people to a Medicare-type
single-payer system, the costs will go through the roof. The
only way to control costs is with massive RATIONING of services,
like in Canada . God forbid!
He has surrounded himself with mostly far-left academic types.
No one around him has ever even run a candy store. But they
are going to try and run the auto, financial, banking and other
industries. This obviously can't work in the long run.
Obama is not a socialist; rather he's a far-left secular progressive
bent on nothing short of revolution. He ran as a moderate, but will
govern from the hard left. Again, watch what he does, not what
Obama doesn't really see himself as President of the United States ,
but more as a ruler over the world. He sees himself above it
all, trying to orchestrate & coordinate various countries and
their agendas. He sees moral equivalency in all
cultures. His apology tour in Germany and England was a prime
example of how he sees America , as an imperialist nation that has
been arrogant, rather than a great noble nation that has at times
made errors. This is the first President ever who has
chastised our allies and appeased our enemies!
He is now handing out goodies. He hopes that the bill (and
pain) will not come due until after he is reelected in 2012.
He would like to blame all problems on Bush from the past, and
hopefully his successor in the future. He has a huge ego, and
Dr. Krauthammer believes he is a narcissist.
Republicans are in the wilderness for a while, but will emerge
strong. Republicans are pining for another Reagan, but there
will never be another like him. Krauthammer believes Mitt
Romney, Tim Pawlenty & Bobby Jindahl (except for his terrible
speech in February) are the future of the party. Newt Gingrich
is brilliant, but has baggage.. Sarah Palin is sincere and
intelligent, but needs to really be seriously boning up on facts and
info if she is to be a serious candidate in the future.. We
need to return to the party of lower taxes, smaller government,
personal responsibility, strong national defense, and state's
The current level of spending is irresponsible and outrageous.
We are spending trillions that we don't have. This could lead
to hyperinflation, depression or worse. No country has ever
spent themselves into prosperity. The media is giving Obama,
Reid and Pelosi a pass because they love their agenda. But
eventually the bill will come due and people will realize the huge
bailouts didn't work, nor will the stimulus package.
were trillion-dollar payoffs to Obama's allies, unions and the
Congress to placate the left, so he can get support for #4
The election was over in mid-September when Lehman brothers failed,
fear and panic swept in, we had an unpopular President, and the war
was grinding on indefinitely without a clear outcome. The
people are in pain, and the mantra of change caused people to act
emotionally. Any Dem would have won this election; it was
surprising it was as close as it was.
11. In 2012, if the unemployment rate is over 10%,
Republicans will be swept back into power. If it's under 8%,
the Dems continue to roll. If it's between 8-10%, it will be a
dogfight. It will all be about the economy. I hope this
gets you really thinking about what's happening in Washington and
Congress. There is a left-wing revolution going on, according
to Krauthammer, and he encourages us to keep the faith and join the
loyal resistance. The work will be hard, but we're right on
most issues and can reclaim our country, before it's far too
Do yourself a long term favor, send this to all
who will listen to an intelligent assessment of the big
picture. All our futures and children's futures depend on our
good understanding of what is really going on in DC, and our action
pursuant to that understanding!! It really IS up to each of us to
take individual action!!
in CBS News Poll rating the Dictator
Vote out ALL incumbents who
are bringing this country down:
and TAKE BACK OUR
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